If you or a loved one is a member of the United States Armed Forces, you understand the challenges that this sacrifice carries. While deployment, active combat, and injuries may be at the top of your mind, there is another type of risk you may not have considered that can impact military members- identity theft. While identity theft may not seem like a big deal, you’ll find that the impacts can be devastating. As such, if you have reason to believe your identity was compromised or you are concerned about protecting your identity before you are deployed, the following blog explores the steps you can take and the importance of working with a Michigan identity theft lawyer to discuss your legal options.
Why Are Members of the Military at a Higher Risk of Identity Theft?
Unfortunately, despite making many sacrifices for our country, many service men and women are at risk of identity theft. This is primarily because when members of the armed forces are deployed, they do not have the time or resources to check their credit report, so they often remain unaware of the signs that fraud has occurred. As a result, the thief may continue to use the identity of a servicemember for as long as possible for their own personal gain.
In addition, you’ll find that often, members of the military relocate, which puts them at higher risk of sensitive information being leaked, ultimately resulting in identity theft. Similarly, the personal information of those services is often stored on databases, which, despite often being controlled by the military, can be subject to hacking and data breaches. As such, you’ll find that the personal information of those who have served, like Social Security numbers, dates of birth, and addresses, can be compromised if an unauthorized individual gains access to this information.
What Steps Can Service Members Take to Protect Their Identities?
One of the most beneficial steps you can take to protect your identity as a member of the armed forces is to set up an active duty alert on your credit report. This informs potential creditors that you are active duty, and they then must take additional steps to confirm your identity before extending new lines of credit or opening accounts in your name.
Additionally, you should consider utilizing two-factor authentication for your accounts, as this adds an extra layer of security. When logging in to your email, bank accounts, or other sensitive accounts, you’ll need an alternative method to prove it is you trying to access the account. Generally, this consists of verification codes sent to your phone or email, or biometrics, depending on your device.
If you are a member of the armed forces and your identity has been compromised, it’s in your best interest to connect with an experienced attorney with Lyngklip & Associates to help you navigate these difficult times. If you need help, our firm is here. Contact us today to learn how we can assist you.
