For most people, tax season is a dreaded time of year, regardless of whether or not you file your own taxes or have an accountant file them on your behalf. However, this can become even more stressful when you learn that someone else has filed taxes using your child’s identity. Unfortunately, many people are unsure how to proceed when this occurs, so understanding your options in this matter is critical. The following blog explores what you should know and the importance of working with a Michigan child identity theft lawyer to discuss your legal options during these difficult times.

How Do I Know if Someone’s Used My Child’s Identity to File Taxes?

Unfortunately, children are often the targets of identity theft for a number of reasons. Unlike adult consumers, children are considered “clean states” because they do not have credit histories. Additionally, most parents do not check their children’s credit scores because there is seemingly no need to. As such, this means that fraud in a child’s name can go undetected for years.

It’s critical to understand the warning signs that your child’s identity has been used to file taxes on behalf of another person, as the sooner you can identify fraud, the sooner you can dispute it. Common indicators include, but are not limited to, the following:

  • Your tax return claiming the child is rejected
  • Collection notices for taxes are sent in your child’s name
  • The IRS sends a notice that your child has already filed a return
  • Credit activity on your child’s Social Security number

What Steps Should I Take to Remedy The Issue?

In the event that you discover that your child’s identity has been stolen and used by someone to file taxes in their name, taking immediate action is critical to protecting your child’s financial future. Generally, the first step that you should take is to create a credit report on behalf of your child if one does not already exist, and then immediately freeze the account. This prevents the thief from continuing to use your child’s information by essentially locking the account.

Next, you should notify the Internal Revenue Service (IRS) by filing IRS Form 14039 (Identity Theft Affidavit) to report your child’s identity as stolen. You’ll need to provide information, like your child’s SSN, birth certificate, and even evidence that you are their parent.

You may also want to consider filing a police report. While identity theft can be incredibly difficult to prosecute, you’ll find that having a police report can help if the IRS needs additional proof. However, if you know the individual responsible for the theft, filing a report is critical to pursue legal action against them.

As you can see, navigating identity theft can be an incredibly complex matter, especially when it involves children. That is why working with an experienced attorney with Lyngklip and Associates is in your best interest. Our firm understands how difficult these matters can be, which is why we are committed to helping you fight for the best possible outcome for your unique circumstances. When you need help, our firm is here. Contact us today to learn more.