Super Lawyers
State Bar of Michigan
Thunderhead Ranch

Someone Else's Debt

Have You Been Sued for Someone Else's Debt?

Debt collectors and collection attorneys regularly use "skip trace" reports to locate missing debtors. These "skip trace" reports are prepared by credit bureaus and regularly contain inaccurate identification information that can cause the creditors to confuse their debtor with an innocent consumer.

The consequence of these mistakes is often that consumers are sued for debts that they have no relationship to and which belong to another consumer entirely.

Correcting the Reports of Your Death

Fixing a mistaken report of your own death can be a multi-step process. Many credit bureaus and financial institutions rely on the Death Master File to update their own records. So, if you have been reported as deceased, you many need to correct all the records that have been updated to include reports of your death, which may meaning notify multiple credit bureaus, government agencies, and organizations.

Our attorney are equipped with the skill and knowledge to help identify the places where a false death record resides and how to fix it. And for those organizations that refuse to correct their errors, Lyngklip & Associates can help you to build the case for correction and compensation. If you need help correcting a mistaken report of your own death, call now to (248) 208-8864 or contact us now through this site.

Your Attorney's Fees Paid by the Credit Bureaus

Federal law provides victims of false credit reports with the right to attorney's fees for restoring their credit and fighting the bureaus. If you have been mistakenly reported as deceased by the credit bureaus in Michigan your fees are paid by the other side, and we charge nothing unless we can get a recover for you. Your initial consultation is free. Email us to review the credit that mistakenly report you as deceased or call (248) 208-8864.

Follow Up and Monitoring

After your case is done, we will help you to regularly check and monitor your credit report, with free annual review of your credit reports to insure that the credit bureaus don't report you as deceased or make other inaccurate statements that can cause an embarrassing credit denial. We will help make sure that your credit file remains clear of errors Email us to review the credit that mistakenly report you as deceased or call (248) 208-8864.

Common Cases

You may have a case under the Fair Credit Reporting Act if you notice the following things on your background report:

  • Fraudulent identity theft accounts on your credit credit report.
  • Someone else's Information on your credit report.
  • Paid accounts still showing a balance due.
  • Reporting your accounts in good standing as charged off or in collections.
  • Discharged debts still reporting as owed.
  • Paid tax lies showing as still owed.
  • Derogatory accounts more than 7 years old still on your report.
  • Previously deleted accounts that have been reinserted on your report.
  • Duplicate reporting of the same account.

If you would like help with one of these problems, call (888) 400-CREDIT | (888) 400-2733 or contact us through this site.

Work with a Credit Reporting Lawyer

If you have been mistakenly reported as deceased by a credit bureau, our firm can help. For more than25 years, the attorneys of Lyngklip & Associates have presented consumers with credit problems like yours and been a resource for Michigan consumers who need help to correct false reports of their death. No matter whether you need a little coaching or would like us to handle the problem entirely, our experienced credit attorneys can help.

To learn more or to schedule a free initial consultation with a lawyer to help with your Michigan credit reporting issue. contact our law firmtoday or call (248) 208-8864.