Michigan Identity Theft Attorneys
In Michigan, identity theft is all too common. But few attorneys understand the unique problems faced by victims of identity theft or how to help those victims recover from this modern financial crime.
Our attorneys have been representing victims of identity theft since 2000, and we know how to stop the harm from a continuing identity theft and restore you to a normal financial life. You don't need to suffer with identity theft anymore. We understand your problem and how fix it.
What Is Identity Theft?
Identity theft occurs when someone uses another person's personal identifying information to obtains goods or services without the consent of the individual whose identification information is used. Most often this occurs when the thief obtains or uses credit in the name of the victim. This crime leaves the victims to deal with bills and ruined credit from the fraud.
Stop the Collectors
For most, the first sign of an identity theft is a collection call for an unfamiliar credit account that has been handed off to a professional debt collectors. These collectors are trained to reject any excuses from consumers, and they will ignore consumers' claims that and account is the result of credit fraud.
Lyngklip & Associates knows how to stop the collection calls. Let us help you stop the collectors now.
Restore Your Credit
The most common problem faced by identity theft victims is the harm done to their credit when fraud accounts go into default. The same creditors who allow an identity thief to open a fraud accounts will use credit reporting and debt collection pressure consumers to pay for the fraud, even if that company knows the account is product of an identity theft. These unfair practices leave ID theft victims to pay the price, even though they did nothing to cause the problem.
Our attorneys sue creditors and credit bureaus who try to pass on the cost of identity theft to the victims. They can help you to restore your credit following an identity theft. If you need fraud accounts removed from your credit reports and your credit restored, contact us now for a free consultation.
Lawsuits and Judgments Dismissed
Many people first learn that their identity has been stolen when the receive a summons and complaint to court -- or worse, a garnishment. Without an attorney to help, the legal system can steamroll over identity theft, leaving them to pay judgments for fraud accounts.
Our attorneys can help you stop any ongoing lawsuits or collection actions and insure that those legal actions don't become judgments that ruin your credit report. If you have received an lawsuit or garnishment for a fraudulent credit account, contact us now for a free consultation.
Your Attorney's Fees Paid by the Credit Bureaus
State and federal law provide identity theft victims with the right to attorney's fees for restoring their credit or fight back against collectors of fraud accounts. If you have been the victim of identity theft, your fees are paid by the other side, and we charge nothing unless we can get a recover for you. There is no charge to you for your initial consultation. Email us for a free review of your identity theft problem.
Follow Up and Monitoring
After your case is done, we will help you to regularly check and monitor your credit report, with free annual review of your credit reports to insure that you stay free of adverse reporting from the identity theft.
You may have a case under the Fair Credit Reporting Act if you notice the following things on your background report:
- Fraudulent identity theft accounts on your credit credit report.
- Someone else's Information on your credit report.
- Paid accounts still showing a balance due.
- Reporting your accounts in good standing as charged off or in collections.
- Discharged debts still reporting as owed.
- Paid tax lies showing as still owed.
- Derogatory accounts more than 7 years old still on your report.
- Previously deleted accounts that have been reinserted on your report.
- Duplicate reporting of the same account.
If you would like help with one of these problems, call (888) 400-CREDIT | (888) 400-2733 or contact us through this site.
Work with a Michigan Identity Theft Lawyer
If you have had your identity stolen, you may have legal recourse. Our firm can help. For more than 20 years, the law firm of Lyngklip & Associates has represented identity theft victims and been a resource for Michigan consumers who need the help of an experience credit lawyer.
To learn more or to schedule a free initial consultation with a Michigan identity theft lawyer, call (888) 400-CREDIT | (888) 400-2733 or contact us through this site. In Michigan, you can reach our office at (248) 208-8864.