Super Lawyers
Avvo - Badge
Pro Bono Circle of Excellence
ThunderHead Ranch
NACA - Badge
Yelp - Badge

US Supreme Court Greenlights FCRA Claims Against Department of Education!

On Thursday February 9, 2024, the US Supreme Court ruled that the Fair Credit Reporting Act (FCRA) effectively waived sovereign immunity for government actors who violate that statute.   In years past, a variety of state and federal agencies, most notably the Department of Education (DOE), have claimed that they are immune from suit under the provisions of the FCRA.  Litigation of this issue has become particularly problematic for consumers who have been the victim of ID Theft to open student loans.  While some Circuit Courts had allowed the consumers to seek redress, the vast majority had their suits against the DOE rejected based on sovereign immunity. 

This new decision from the Supreme Court confirms that consumers who are identity theft victims suffering from false credit reporting by the DOE can seek a remedy for damage to their credit.  This same decision also clears the way for suits against state agencies that report false child support debts.  If you have been the victim of identity theft to open a student load, call our office for a free case evaluation.  (888) 400-CREDit | (888) 400-2733.

Client Reviews

Attorney and Senior Paralegal Brandy, is Very professional and knowledgeable. She really went the extra mile, answering all of my questions in depth, and helped put my mind at ease. I highly recommend this law firm


Received a response in less than 24 hours; the attorney who called me was very patient, kind, and helpful. She listened carefully to my situation and explained the law to me in terms I could understand, including advice on how I might proceed. Many thanks!


Today, I stumbled across this law firm on the internet looking to have some questions answered for a pressing consumer protection situation. Brandy Moore an eartly angel and senior paralegal answered my questions. She was professional, knowledgable, polite and empathtic toward my situation. If I...


Contact Us

  1. 1 Free Consultation
  2. 2 No Fees Unless You Win
  3. 3 Phone and Zoom Consultation Available

Fill out the contact form or call us at (888) 400-CREDIT or (888) 400-2733 to schedule your free consultation.

Leave Us a Message