How Is Artificial Intelligence Impacting Identity Theft?

While artificial intelligence has been around since the middle of the 20th century, its explosion in the past few years has altered the way we use technology. While this has benefits, like its uses in the medical field, it can also be used by criminals to scam hardworking individuals. As such, understanding the most common artificial intelligence scams that are circulating currently can help you protect your information and, in turn, your assets. The following blog explores some of the ways that artificial intelligence is used to steal identities and the importance of working with a Michigan identity theft lawyer if you believe you have fallen victim.

What Is Artificial Intelligence?

Artificial intelligence (AI) is an incredibly complex system that, in simple terms, allows computers to perform jobs that are typically completed by humans through the use of data, math, and logic. Essentially, these are systems that are designed to act like a human using human reasoning without the typical oversight and errors that people may make.

While AI is great for certain uses, like using biometric technology to secure your personal devices or provide real-time navigation to help you avoid traffic while driving, it can also be used for negative purposes. This includes making fake news clips to spread misinformation or writing an essay for you, which is akin to plagiarism.

How Can AI Be Used for Identity Theft?

While AI has undoubtedly altered the course of technology, it can also impact your life on a personal level. Unfortunately, artificial intelligence has allowed many individuals to commit identity fraud through new schemes. As such, familiarizing yourself with these scams can help protect your sensitive information.

One of the most common ways thieves steal identities using AI technology is through voice cloning. This technology allows thieves to insert small clips of someone speaking, like from their social media profiles. The thieves will then call a family member, pretending to be a loved one in trouble, most commonly the victim of a “kidnapping.” They will ask for help, like access to a bank account to be freed. In some instances, research has shown that this kind of technology can pass biometric data, meaning thieves can also use this to access your banking information over the phone through voice recognition.

This kind of technology can also be used to create “deepfakes” which use voice cloning and facial swapping to make it appear as though you’re talking to someone who may not even exist. Unfortunately, this can be used to obtain personal information and funds. Many feel secure providing this information after being on video calls and seeing the “person,” believing them to be real.

AI technology is here to stay, for better or for worse. As such, if you find yourself the victim of an AI scam to steal your identity, it is critical to connect with an experienced identity theft attorney with Lyngklip & Associates. We understand how scary these circumstances can be, as you may feel uncertain about your financial future. Our team will explore all avenues to help you reclaim and secure your identity. Contact us today to learn how we can fight for you.