The idea of giving back to their community or organizations they hold near to their heart is something many people look forward to, as it is a small way to make a big impact. However, when you discover that the funds you thought were going to those in need were actually taken by scammers, it can be devastating. The following blog explores what you should know about these charity scams to help you stay alert and prevent your generosity from being taken advantage of. In the event you believe you were taken advantage of, you’ll also learn how a Michigan identity theft lawyer can help you navigate these complicated times.
What Are Charity Scams?
As the name suggests, charity scams occur when thieves and scammers pretend to be charitable organizations as a means of taking the hard-earned money and personal information of those looking to do good and help provide for those in need. While these scams occur year-round, they become much more common during the holidays or following natural disasters when the urge to give back is much higher.
Generally, charity scams occur when a fraudster poses as a legitimate organization in the hopes that those looking to donate do not recognize the fact that they are not a legitimate organization. For example, someone may pretend to be a representative of UNICEF to collect donations when, in reality, they have no affiliation with the organization. Similarly, you’ll find that some scammers use slight variations in names. For example, instead of using “Boys and Girls Club of America,” they may collect donations under the name “North American Boys & Girls Club.”
How Do Scammers Obtain Personal Information?
In addition to stealing the money you intended to give to a good cause, you’ll find that these thieves can also obtain your personal information. Often, you may be asked to include your name, phone number, and address when donating. This, when used in conjunction with your credit or debit card information, can be used to compromise your identity.
Understanding the signs of charity scams is critical to protecting yourself and your funds. If you are asked to provide your credit card or banking information as the only means of donating, it may be a sign that the organization is a scam. Additionally, it’s important to verify the legitimacy of the organization before donating. This includes verifying the contact information with the listing on the organization’s websites. Finally, if the representative of the charity you are interacting with is aggressive or makes you feel forced to donate, it is likely a scam.
If you believe you are the victim of a charity scam, it can be devastating. Not only does this put you and your personal information at risk, but the money that you intended to donate to those in need is now in the hands of scammers. As such, it’s in your best interest to connect with an experienced attorney with Lyngklip & Associates to discuss your circumstances. Our dedicated team understands how difficult these matters can be, which is why we will do everything possible to help you reclaim your identity. Connect with us today to learn how we can fight for you.
